Full guide to Iran Travel Insurance
Imagine getting sick on your trip, losing money, or even worse, losing your documents. In this case, you might get worried sick since you are in an unknown land. Fortunately, there is one solution for all of these and similar problems; getting Iran Travel Insurance. With providing insurance, if the problems above happen to you, the only thing you should do is sit back and relax in a café and as you’re sipping on your cinnamon tea while insurance companies handle everything for you.
With this kind of insurance, the person will be secured against some unexpected accidents such as loss of money or documents, or injuries. For example, most affordable public hospitals do not provide thorough, satisfactory medical attention in case of medical needs.
Therefore, foreign travelers may decide to access a private and well-equipped medical facility which costs more. Having insurance will make the best medical services affordable.
For money transactions, in case of losing money, since Iranian companies have been banned from many international financial interactions due to sanctions, the insurance companies have to involve a third party (or more) with which money transition is easier.
Nevertheless, all insurance companies provide different services, and it is up to the customer to choose which of them is essential on a trip.
Also, customers have to balance their purchases with their budget. However, the hallmarks of the cost of the insurance are basically three folded; depending on the insurance is the company you choose, the prices vary (unlike the Iranian based companies, the international companies will cost more); the age (higher ages naturally need more care and attention; therefore, the price is higher); travel’s duration (the more extended periods have additional costs).
(These pieces of information will be illustrated in detail.)
There are two major reasons for this question. First, Iran’s embassy will not hand you your visa unless you give them a printout of your purchased Iran Travel Insurance.
If you already have travel insurance, please make sure that the company covers Iran alongside other countries since a few insurance companies cover Iran for traveling purposes. If not, you can easily purchase travelers’ insurance from a company inside Iran. The other reason to get a traveler’s insurance is to have a secure and convenient traveling experience that no unexpected occurrences can ruin.
Travelers of certain countries must provide Iran’s travel insurance to travel to Iran. Although, the same can’t be said for Iran visa for travelers. Those who wish to travel to Iran need to get their visa either in advance or upon arrival. You can learn more about getting Iran visa on arrival (Iran VOA) here.
However, there are countries whose passport holders don’t need to get Iran visa to travel to Iran. The list of these countries includes:
Iran travel insurance supports travelers’ physical and mental comfort by supplying different services and relieving them from the anxiety of any incidents. It has different types covering discomforts which are presented below:
However, not all problems and discomforts are covered by insurance.
There are events in which the insurance will not cover the expenses, such as charges that are not pre-agreed with the company, influences of the drugs that are not agreed upon or in the competent doctor’s prescription; getting influenced by nuclear radiations; congenital problems and suicide. The list includes:
The hallmarks of the cost of the insurance are basically three folded; depending on the insurance company you choose, the prices vary (unlike the Iranian based companies, the international companies will cost more); the age (higher ages naturally need more care and attention; therefore the price is higher); travel’s duration (the longer periods have additional costs).
The process of applying is not time-consuming or difficult. The only information required is the traveler(s)’ personal information, such as name, last name, date of birth, date of arrival, and date of exit (or duration date, for example, 21 days). If you are applying online, you should attach a picture of the first page of each traveler’s passport.
Trip cancelation insurance is one of the handiest insurance options. With purchasing travel cancelation insurance, you will get a refund if your travel gets canceled. The only thing is that you will get your money back for reasons covered in the policies mentioned in the brochure.